Fractal Terms and Conditions for Merchant Services

Introduction

Welcome to Fractal! We provide electronic payment processing services for merchants through our partnership with Skv Svstemz. who acts as our Pavment Facilitator. These Terms and Conditions outline vour access to andi use of our services facilitated by Sky Systemz.

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Definitions

• Merchant refers to any business entity that uses our services to process payments.
• Customer refers to a customer of a Merchant who makes payments using our gateway
• Services includes the payment processing functionalities provided through Fractal and managed by Sky Systemz.
• Payment Facilitator (PayFac) refers to Sky Systemz, who is responsible for managing payment processing and compliance on behalf of Fractal.
• Transaction means any monetary exchange processed through our services.

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User Accounts and Registration

Upon registering for our Services, you will also be onboarded as a merchant under Sky Systemz, which involves additional verification and agreement to the PayFac's terms and conditions.

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Services Description

We facilitate the processing of credit and debit card transactions, ACH transfers, and digital wallet payments through our PayFac partner.

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Fees and Payments

The use of our Services for illegal activities or other prohibited business practices is strictly forbidden and may result in immediate termination of your account.

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Privacy Policy

Our Privacy Policy, available on our website, explains how we handle personal and financial information. It works in conjunction with Sky Systemz's privacy practices.