If Your Margins Feel Tighter than They Should, You’re Not Imagining It

The hard truth is:

Chargebacks Rising

Global chargebacks are projected to exceed 320 million annually by 2028.

Fees Add Up

In construction, small transaction costs quietly compound across thousands of payments.

Loss Untracked

Revenue is tracked. Profit loss is not and that’s where margin quietly disappears.

Billions Back: One system. Profit Recovered.

Fractal provides the financial infrastructure behind Billions Back. It is where profit is measured, protected, and recovered — at the point money actually changes hands.

SkyOS extends this in field and on-prem operations. Command Alkon extends it into it's CommandCloud platform.

Together, they connect job activity to what actually happens to your hard earned money.

Fee Visibility

See exactly where processing costs and hidden fees erode margin.

Settlement Accuracy

Ensure every dollar lands where it should, without silent losses.

Dispute Exposure

Identify revenue at risk before it turns into write-offs.

Payment Optimization

Recover profit from existing transactions without raising prices or changing volume.

See the Profit You are Missing and the Cost Savings you Could Deliver

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View results below

55% Savings with Fractal,143% More Gross Profit

Avg. Processor

$1,953,767

Fractal

$874,384

Avg. Processor

Savings

Pay-by-bank (ACH) transactions are up to 90% cheaper than credit cards and they're more secure

Card Fees

$1,375,000

$962,500

$412,500

Bank Fees

Pay-by-bank (ACH) transactions are up to 90% cheaper than credit cards and they're more secure

$45,000

–$45,000

Chargebacks

Fractal can reduce your chargeback exposure with more secure pay-by-bank payments and enhanced security features like 3DS

$250,000

$87,500

$162,500

Late-Pay Cost

Delayed payments are expensive, reduce aging AR with payments you can receive in as little as the next day

$328,767

$164,384

Pass-Thru Savings

Offset as much or as little of your credit card processing fees as you would like with fee pass through

-$192,500

$192,500

Net Cost

Fractal can reduce your chargeback exposure with more secure pay-by-bank payments and enhanced security features like 3DS

$1,953,767

$874,384

$1,079,384

Start Optimizing Your Fees Now

Let's talk

*Estimates for illustrative purposes Only

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Real Businesses.
Real Margin Growth.

profit gain

Key stat

Hoffman Construction Company

Command Alkin is teaming up with Fractal Pay to power the most seamless and secure payment process for the construction industry

Learn more

profit gain

Key stat

Turner

Learn what embedded payments are, and how they are posed to revolutionize the way we pay.

Learn more

We're Giving
$5,000,000,000
Back to the Building Materials Industry

If Your Margins Feel Tighter than They Should, You’re Not Imagining It

Chargebacks Rising

Fees Add Up

Loss Untracked

The Biggest Margin Losses Happen after the Work is Done

Billions Back: One system. Profit Recovered.

Fee Visibility

Settlement Accuracy

Dispute Exposure

Payment Optimization

See the Profit You are Missing and the Cost Savings you Could Deliver

55% Savings with Fractal,143% More Gross Profit

Real World Impact

Real Businesses.
Real Margin Growth.

Hoffman Construction Company

Turner

Don't Leave Money
on the Table

We're Giving$5,000,000,000Back to the Building Materials Industry

If Your Margins Feel Tighter than They Should, You’re Not Imagining It

Chargebacks Rising

Fees Add Up

Loss Untracked

The Biggest Margin Losses Happen after the Work is Done

Billions Back: One system. Profit Recovered.

Fee Visibility

Settlement Accuracy

Dispute Exposure

Payment Optimization

See the Profit You are Missing and the Cost Savings you Could Deliver

55% Savings with Fractal,143% More Gross Profit

Real World Impact

Real Businesses.Real Margin Growth.

Hoffman Construction Company

Turner

Don't Leave Moneyon the Table

We're Giving
$5,000,000,000
Back to the Building Materials Industry

Real Businesses.
Real Margin Growth.

Don't Leave Money
on the Table